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Uncover the Untold Secret: Why Every Retirement Account MUST Have Bitcoin to Secure Your Golden Years!

While most clickbait articles lure you in with opinions on $20K or $40K Bitcoin, here's why you need a broader horizon.

Image by dall-e

Life is filled with irony. For ordinary people, we may have a lot of time, but we often don't have extra money to take advantage of the time and have memorable experiences. Or we have plenty of money, but we lack the time to spend and enjoy the fruits of our labor because we are working so intensely.

I see retirement as one of these ironies. By the time most people can retire, they are often short on health, energy, and/or money, making their final years less enjoyable than they could be. I don't want that for myself. I want to do what I want and have the freedom to take trips and not worry about the electric, gas, or phone bills. Selfishly, I want to leave something for my children so that their lives can be easier and they will have good memories of me as a strong provider.

I also know that a 401K alone isn't going to get me there. I spent 18 long years trying to max out my 401K annually. While it's a decent chunk of money, the latest bout of inflation makes me less optimistic about my 401K than I was ten years ago. And I can only touch the money once I'm 59.5 years old. It can't help me buy a house, pay for an emergency, or provide me with collateral to get more attractive credit rates.

If you haven't considered fast-tracking your retirement with exposure to Bitcoin, here are three reasons why you may want to re-think this thesis and why now is a great time to get started. I'll also share my strategy, which may or may not make sense to you, but it's been working for me.

Why Bitcoin is the Untold Retirement Secret Reason #1

The media needs constant attention. If it's not reporting something remarkable, people go elsewhere for entertainment…I mean news. Take the latest Titan submarine story. Five rich people died because they took an unnecessary risk, which backfired.

People die from unnecessary risks all the time. There are over 10 million people who ride motorcycles in the US. Thousands die in accidents for taking this unnecessary risk. But every death isn't covered by a news outlet. Why? The story is captivating- imagining the fear the passengers had facing their impending death, curse the team behind the Titan who cut corners and didn't heed risks they were warned about, and, of course, the rich people who died on a rich person's tourist excursion.

I apologize if I'm not coming off sensitively. These people were rich enough to find pleasure and thrill-seeking in other ways. I'm not happy they perished; I'm not losing any sleep over the story. And you shouldn't either. It wouldn't have been national news if they had been riding a motorcycle and tragically met their deaths.

This rant brings me to Bitcoin. The media sensationalizes Bitcoin's short-term moves but rarely discusses the long-term narrative. "Bitcoin is up; here's why you should buy it. Bitcoin is down; here's why you should sell before it goes to zero."

Long-term, Bitcoin provides retirement investors with huge potential returns. And the latest news about most major traditional finance institutions jockeying to get involved perfectly illustrates that Bitcoin has a bright future. Yes, the S&P returns 10.8% annually based on the past 100 years, but when Bitcoin goes up, it increases at a staggering percentage. Look below.

https://www.bankrate.com/investing/bitcoin-price-history/

If we remove the first five years and look at 2014 forward, we can see that Bitcoin has had three down years and seven up years and has increased by an average of 181% annually. Even if it performs 75% worse over the next ten years, you are still looking at 45% annual returns!

Why Bitcoin is the Untold Retirement Secret Reason #2

Image by Dall-e

Inflation is real. And the central banks will need help continuing their balancing act moving forward. Think of a tight-rope walker traversing between two skyscrapers. Would you rather be skinny and methodical, or fat and moving fast, trying to counterbalance your massive rolls? Government debts are the central banks' excess weight, and their gun-slinging monetary policy illustrates the central banks' goal of trying to counterbalance.

Critics will argue that Bitcoin isn't an effective hedge against inflation. But they are cherry-picking the data. Bitcoin has periods where it performs poorly. However, as more time passes, it insulates a portfolio from monetary devaluation and loss of spending power.

It's painfully apparent that saving money in the bank primarily benefits the banks. It's also alarming these banks can't even operate ethically even though they have advantages no other industry receives.

Bitcoin allows retirement investors to protect against inflation that doesn't require the counterparty risk stocks offer and features marginally more liquidity than real estate. And we don't need to talk about how holding cash is a suckers bet because, at this point, it's common sense that the governments are devaluing fiat currencies.

Why Bitcoin is the Untold Retirement Secret Reason #3

Efficiencies via technology are going to skyrocket in the artificial intelligence era. Artificial intelligence will be more brilliant than the brain of 10 Albert Einsteins in a room together. Remarkably, I asked Chat GPT its IQ, and it wouldn't answer. Ironically, we call it artificial intelligence, but its intelligence can't be measured against humans.

From Chat GPT

If you haven't seen the writing on the wall that technology is absorbing consumer and investment money, please take a moment to pull your head out of your ass.

Apple, Microsoft, Google, Amazon, and Nvidia have the five largest market caps in the US stock market. All are technology based. Investing in Bitcoin is investing in technology.

This concept is the hardest for people to grasp. Bitcoin does what gold did for thousands of years, exponentially better. Why? Its supply and inflation schedule is fixed; divisibility, ease of exchange, enhanced security, and universal access are a handful of reasons why Bitcoin is better than gold.

But it goes much deeper than this because Bitcoin is a monetary system that allows large amounts of value to transfer with finality in minutes. It's the largest computer network, and it's never gone down since its inception.

In other words, investing in Bitcoin is investing in technology. Would you rather own Tesla stock or Ford stock in your retirement portfolio? If you choose Ford, I can recommend some great cat food brands to enjoy in your golden years.

Adding It All Up

Image by Dall-e

You don't need to be a genius to understand or invest in Bitcoin. You don't have to know the meaning of algorithms, price-to-cash flow models, or delta-neutral investing strategies. All it takes is a bit of common sense and some grit to get involved before everybody else does.

Notice that banks, legacy financial institutions, and governments are shunning Bitcoin. That will change once they can earn their management fees and taxes. Unfortunately, by that time, many will miss the tremendous runup.

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